Trusted protection from a name you know

Get an extra liability insurance coverage for your home and auto

Protecting Your Future

In today's litigation-filled society, you don't have to be wealthy to need more protection than your existing insurance policies provide. In fact, if you want to fully protect the assets belonging to you and your family, extra coverage is not just a luxury, it's a necessity.

That's where the Personal Catastrophe and Excess Liability Insurance, underwritten by the Automobile Club Inter-Insurance Exchange, comes in. It's a policy that gives you $1,000,000 or $2,000,000 of liability coverage in addition to the amounts of your existing policies. And your protection includes coverage wherever you are in the world.

Quality Insurance At Competitive Rates

The Personal Catastrophe and Excess Liability Insurance gives you the chance to obtain high coverage amounts for surprisingly low premiums. In fact, our rates are extremely competitive with any other company. And eligibility for this insurance simply requires a minimum of $250,000/$500,000 liability coverage on your Automobile Club Inter-Insurance Exchange automobile policy and $300,000 liability coverage on your homeowner’s policy.

If you're not currently insured through us, you can still obtain this important protection by switching from your existing carrier to AAA. Our convenient one-stop shopping will allow you to consolidate your insurance needs with one reliable company. More than 50 AAA offices will make the change both easy and worthwhile to you.

A History Of Quality And Service

We have earned the reputation of being a reliable, quality provider of insurance. We have even been awarded the A+ Superior rating from A.M. Best, the highly-respected insurance industry analyst. This rating reflects our high level of financial stability. And you can always depend on personalized service from over 150 experts looking out for your insurance needs.

The AAA Advantage

  •      Premiums that are locked-in for one full year (unless you make coverage changes).
  •      Prompt, personalized service from over 150 insurance agents.
  •      Our high level of financial stability, reflected by the A+ Superior Rating awarded to us by AM. Best, the highly respected insurance industry analyst.

Get Your Free Quote Today

Take advantage of our free, no-obligation insurance quote to discover just how affordable your Personal Catastrophe and Excess Liability Insurance policy can be. Call or visit your local AAA office for more information. All coverage’s subject to policy terms and conditions. Call your AAA agent or 1-866-222-2380.


AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

AAA Travel

Full-Service Travel Agency

Your trusted source for full-service travel planning with over 75 years of experience.

Contact Us

AAA personal lines insurance is provided through the licensed Alabama Motorists Association, Inc. to qualified AAA members by Automobile Club Inter-Insurance Exchange and Auto Club Family Insurance Company. Life insurance is underwritten and annuities are provided by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY.

AAA Members require the separate payment of annual dues and an admission for new members.