Triple check your auto policy with a complimentary, no-obligation AAA Auto Insurance Policy Review


Make sure you are getting the services you need the most at the best value

When should my auto policy be reviewed? When you purchase a new vehicle, or need to add a new driver, or even if you simply have moved to a new location, you should re-evaluate your auto insurance needs at the same time, according to AAA. Be sure to check all of the discounts1 below to see if we can save you even more.

Policy Discounts

  • Multi-vehicle Save up to 17% on select coverage when you insure two or more automobiles

  • Multi-policy Save up to 21% on your auto insurance and up to 25% on your homeowners when you combine your auto, home, life and excess liability policies

  • Longevity Save up to 24% on select coverage with at least three years of continuous automobile insurance with your current carrier

  • Group Affinity Save 10% if a policyholder is a member of or qualifies for at least one of the approved groups or associations

Vehicle Discounts

  • Verified Mileage
    Save up to 13% (depending on vehicle's annual mileage) for supplying current odometer readings when requested

  • Anti-theft Device
    Save up to 25% on comprehensive coverage

Driver Discounts

  • Student Away Save up to 10% on select coverage when your driver-age student or military personnel is away at school or on duty 100+ miles from home without a vehicle

  • Good Student Save up to 15% on select coverage

  • Driving Course Save up to 10% on select coverage upon completion of an approved course

  • Original Owner Save up to 5% if you are the original owner of the insured vehicle

  • Drivesharp™ Insureds 65 years of age and older who have successfully completed the Drivesharp computer-based training program will be eligible for a 10% discount3



AAA Membership Number or Policy Number
Driver License
Vehicle Identification Number
Lienholder Information
Current Odometer Reading
Proof Related to Good Student Discount

Read the policy document ahead of time and ask questions about terms or conditions you don’t understand.

Ask your agent to list all the discounts that can apply to policyholders. Most insurance companies add discounts over time, and you may now qualify for a discount that was once unavailable.

Make sure your liability coverage adequately protects you and your assets. As people accumulate assets such as real estate and stock portfolios, their liability coverage should also increase.

Make sure you are comfortable with the deductible option you have chosen for your policy. There are a variety of options available.

Consider whether you will have access to a car if your car has to stay in the shop for a week or more. If not, you may need rental car coverage on your auto policy.

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1Discounts may apply to select coverages and specific drivers, vary by policy and are conditional. The amount of the Verified Mileage Discount depends on and varies with your vehicle’s annual mileage category.

2DriveSharp Insurance discount requirements include: 1) proof of DriveSharpTM course completion; 2) Drivers must be age 65 or older; 3) A valid auto insurance policy with the Automobile Club InterInsurance Exchange.

AAA personal lines insurance is provided through the licensed Alabama Motorists Association, Inc. to qualified AAA members by Automobile Club Inter-Insurance Exchange and Auto Club Family Insurance Company. Life insurance is underwritten and annuities are provided by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY.

AAA Members require the separate payment of annual dues and an admission for new members.