AAA Insurance discounts could save you up to 25% on your Insurance1

Enjoy savings on your auto, home, and life insurance policies. Our multi-policy, multi-vehicle, driver discounts, and anti-theft discounts are just a few of the many ways you can save and still enjoy peace of mind from the protection we have provided our members for more than 85 years.

Policy Discounts

  • Multi-vehicle Save up to 17% on select coverage when you insure two or more automobiles

  • Multi-policy Save up to 21% on your auto insurance and up to 25% on your homeowners when you combine your auto, home, life and excess liability policies

  • Longevity Save up to 24% on select coverage with at least three years of continuous automobile insurance with your current carrier

  • Group Affinity Save 10% if a policyholder is a member of or qualifies for at least one of the approved groups or associations

Vehicle Discounts

  • Verified Mileage
    Save up to 13% (depending on vehicle's annual mileage) for supplying current odometer readings when requested

  • Anti-theft Device
    Save up to 25% on comprehensive coverage

Driver Discounts

  • Student Away Save up to 10% on select coverage when your driver-age student or military personnel is away at school or on duty 100+ miles from home without a vehicle

  • Good Student Save up to 15% on select coverage

  • Driving Course Save up to 10% on select coverage upon completion of an approved course

  • Original Owner Save up to 5% if you are the original owner of the insured vehicle

  • Drivesharp™ Insureds 65 years of age and older who have successfully completed the Drivesharp computer-based training program will be eligible for a 10% discount3



Policyholder Savings

Financial Stability

An A.M. Best rating of "A+ Superior" for our affiliate insurer reflects our substantial financial strength



Get member discounts, maps, gas prices, driving directions, and even more when on the road.

Quality Service 24/7

Quality Service 24/7

24 hours a day, seven days a week toll-free Claims Hotline for efficient claim reporting.

OnBoard Insurance Program

12-Month Policies

Premiums are locked in for one year, unless you make changes to your homeowner's policy


AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

AAA Auto Insurance

Switch and Save Today

Serving members for over 100 years, AAA Auto Insurance is trusted protection.

Gift Membership

Holiday Gift Membership

Give the gift that keeps on giving with benefits like peace-of-mind on the road for a full year.

Contact Us

1Discounts may apply to specific drivers, vary by policy and are conditional.

AAA personal lines insurance is provided through the licensed Alabama Motorists Association, Inc. to qualified AAA members by Automobile Club Inter-Insurance Exchange and Auto Club Family Insurance Company. Life insurance is underwritten and annuities are provided by our affiliate, AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY.

AAA Members require the separate payment of annual dues and an admission for new members.